IOTA Wallet Ledger Wallet is like a ledger where the records of most your money as well as transactions are recorded including your money. Whenever you carry the particular ledger wallet, it’s like you are usually carrying your own bank, with your money inside it giving you total control over that. The idea of decentralization only agreed to be properly accomplished after the start of the IOTA coin. With all the IOTA wallet the keys of your crytocurrencies are in the hands and it provides you with access to that at any time, even when you are offline you just realize that you have it with you and you can carry out whatever you want with it. The ledger is made in such a way, it's very certain that you're the only one that can have access to the wallet.